Caitlyn Verdugo

House Hacking

Buy a home. Let it pay for itself.

House hacking is buying a property, living in part of it, and renting out the rest — using owner-occupant financing (often with a much smaller down payment than a straight investment purchase) to get into your first property and your first rental at the same time. It's the smartest first move most investors can make.

How it works

Step 1

Buy a property with room to spare

A duplex/triplex/fourplex, or a single-family home with a basement, ADU, or extra bedrooms.

Step 2

Rent out what you're not using

Long-term tenants, roommates, or a short-term rental — whatever fits the property and your comfort level.

Step 3

Let that rent offset your mortgage

Many house hackers cut their housing cost to a fraction of market rent — some cover it entirely.

Why work with me on this

This isn't a side note to my business — it's the deal type I spend the most time thinking about. I maintain a separate resource site with guides and listing alerts specifically for house hackers, and I run in-person meetups on it here in Atlanta.

Browse guides at House Hacking ATL